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    Healthcare Membership — Not Insurance

    Access changes everything.

    Primary care membership for $70 a month, flat. No copays. No deductibles. No insurance middleman standing between you and your care.

    Start MembershipSee how it works
    • $70/month, flat
    • No copays or deductibles
    • Adult dependents welcome
    Vine Health · Member Dashboard

    Good afternoon, Sam

    Your care team is one tap away.

    Next visitConfirmed

    Wednesday · 2:00 PM

    Video visit with your care team

    Refills

    Lisinopril 10 mg

    Auto-refill on

    Metformin 500 mg

    Ready to ship

    Messages

    Your care team

    “Labs look good — see you Wednesday.”

    2 hours ago

    Membership · $70/mo~1,000 free generics

    The problem

    Insurance has become the gatekeeper for care that costs pennies.

    Primary care used to be personal. You called your doctor. You saw your doctor. You paid your doctor. Insurance stayed in the background for the things insurance is actually for — a broken leg, a cancer diagnosis, a hospital stay you never want to think about.

    Then it flipped. Insurance moved to the front of the line and rewired the whole experience. A strep swab, a refill, a blood pressure check, a conversation about your sleep — every one of them now routes through a payer. Every visit becomes a claim. Every claim becomes a code. Every code becomes a bill you cannot predict. You pay hundreds of dollars a month for a plan you avoid using, because the deductible is a wall and a new-patient visit is a three-week wait. The care that should be easiest to get — everyday, preventive, know-your-doctor care — has become the hardest.

    The math you don't see

    ~$27,000

    Average annual family premium in 2025, up 6% year over year. Workers pay $6,850 of that out of pocket before a single visit is covered.

    Source: KFF 2025 Employer Health Benefits Survey
    $7,186

    Average Bronze-plan deductible on the 2026 marketplace. What you spend out of pocket before your plan pays for anything beyond preventive services.

    Source: KFF 2026 Marketplace Deductibles
    1 in 3

    Adults who skipped or postponed care they knew they needed in the past twelve months because of cost. Most of what they skipped was primary and preventive.

    Source: KFF Health Tracking Poll, May 2025
    23.5 days

    Average wait for a new-patient family medicine appointment across major U.S. metros. In some cities the wait crosses two months.

    Source: AMN Healthcare 2025 Wait Time Survey

    Fixing this doesn't require reforming insurance. It requires unbundling primary care from insurance. That is exactly what Vine is, and it is why a flat $70 a month works.

    The solution

    A flat $70 healthcare membership. Not insurance.

    Access changes everything.

    Vine is a membership-based virtual primary care service. You pay $70 a month, flat. You get a real, licensed clinical team you can see the same week, from your phone or laptop. Over 1,000 covered generic prescriptions at $0 to you. A complete annual wellness lab panel every year. Mental health handled by the same team that handles your primary care, so nothing gets lost between two systems.

    Chronic conditions — hypertension, diabetes, cholesterol, thyroid, anxiety, depression, non-stimulant ADHD, sleep — managed on an ongoing schedule your clinician sets. No deductibles. No copays. No claims. No prior authorization. No surprise bills weeks after the appointment. Everything you need for everyday healthcare — no add-ons, no upsells. Vine is designed to work with or without traditional insurance. Insurance is optional. Healthcare isn't.

    Price

    $70 per month, flat, per adult account.

    Included

    Primary care, $0 covered generics, annual labs, mental health, chronic care.

    Not insurance

    Layers with MEC, MVP, ACA-compliant, or catastrophic plans.

    What your $70 covers

    Everything you need for everyday healthcare

    No add-ons, no upsells, no tiered coverage levels. The whole product, in the flat monthly price.

    Virtual visits with your care team

    Video visits with your Vine care team, on your schedule — not on a waiting room's. No coordination through insurance. No billing surprises.

    Your dedicated care team

    Assigned to a licensed clinical team on day one and you keep them. They know your history, your medications, and what worked last time. Continuity is the point.

    1,000+ generic prescriptions

    Over 1,000 commonly prescribed generic medications covered at $0 to you when your clinician writes them. Blood pressure, cholesterol, thyroid, mental health, diabetes.

    Annual wellness lab panel

    A full annual lab panel included every year — the standard preventive markers your clinician uses to catch problems early. Your team walks you through the results.

    Mental health & chronic care

    Depression, anxiety, non-stimulant ADHD, and sleep treated inside your primary care relationship. Diabetes, hypertension, cholesterol, thyroid managed on an ongoing schedule.

    How it works

    Three steps. That's it.

    No sales calls. No tiered levels. No fine print about which version of Vine you bought.

    Step 01

    Pay $70/month

    One flat fee per adult. No age tiers, no waiting period, no medical underwriting. ACH or card. Membership starts on enrollment day.

    Step 02

    Meet your care team

    Assigned to a licensed clinical team on day one. Book your first video visit right away. An ongoing relationship starts immediately.

    Step 03

    Add an adult dependent (optional)

    Cover another adult — spouse or adult child 18+ — for $70 a month. Their own account, care team, and care record.

    Vine vs. insurance

    A membership, not insurance

    Different tools for different problems. Here is the honest difference — up front, so you can decide.

    Traditional

    Traditional health insurance

    A financial product regulated as insurance.

    Monthly cost
    $200–$2,000+ per adult
    Deductible before benefits
    $1,500–$7,500+
    Copays
    Usually per visit
    Claims process
    Required
    Prior authorization
    Common
    ACA coverage
    Typically qualifies
    Catastrophic protection
    Yes

    Vine

    Vine membership

    A primary care membership. Not insurance.

    Monthly cost
    $70 per adult, flat
    Deductible before benefits
    None
    Copays
    None on membership visits
    Claims process
    None — no billing to a payer
    Prior authorization
    None
    ACA coverage
    Does not — Vine is not insurance
    Catastrophic protection
    No — pair Vine with a catastrophic plan
    Vine Health is not insurance. This is a healthcare membership program that does not meet minimum creditable coverage requirements under the Affordable Care Act (ACA). Vine layers with your existing insurance — a catastrophic, MEC, MVP, ACA-compliant, or major-medical plan — providing the everyday primary care access those plans typically make hard to reach.

    Who it's for

    Built for the person paying attention to what they pay for

    Individuals

    If you are paying for a plan you cannot afford to use, or no plan at all, Vine is the everyday primary care layer you have been missing. $70 a month gets you a doctor, covered prescriptions, labs, and mental health support.

    See what Vine looks like for you→

    Employers

    $70 per employee, flat. No group underwriting. No claims administration. Fund it yourself or reimburse through an HRA, ICHRA, or QSEHRA. Vine layers alongside your MEC, MVP, or ACA-compliant plan.

    See what Vine looks like for your team→

    Common questions

    Frequently asked

    $70 a month. Real access to care.

    No copays. No deductibles. No surprise bills. A real primary care team, ready when you need one. Access changes everything.

    Start MembershipSee how it works
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    Important: Vine Health is a healthcare membership program and is not health insurance. This program does not meet the minimum creditable coverage requirements under the Affordable Care Act (ACA).

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